Suppose you imagine three friends of yours. Suppose one (A) has
$100. Another (B) has $150. The third (C) has $200.
If you say:
A person that has the most money is C.
it means something like
An example of a person that has the most money is named C.
This implies that there may be other examples to be found of a person that has the most money.
But only one can have
the most -- one particular person, so there cannot be other examples of a person with the most money. It's contradictory.
So you have to say
The person that has the most money is C.
The same logic applies to the sentence you were asking about.
CJ