Challenges Involved in the Dentistry Field - page 2-3 - proof read

Rakesh219 wrote:

Hi i would really appreciate it if you could proof read the page 2 &3 of my report "Challenges Involved in the Dentistry Field". I would really appreciate it if you could proof read my report and let me know if there are any mistakes or confusing sentences. Please let me know if i should add a comma or semicolon as i always make mistakes there. Thanks a lot. P.S. the paranthesis is ment for placing my sources..... ---------------------------------- Trends in Liability Claims As the rate of insurance increases so would the cost of dental care eventually. Factors like incidence and severity of claims, costs the involved in severity claims, and treatments and allegations involved in paid claims all affect the rate of insurance. For example, as more people file malpractice claims, so more insurance companies will charge for their policies to keep up with the growing cost of indemnity. Incidents of Claims These incidence statistics reflect the claims experience of 12 professional liability insurance companies that together insure 97,416 dentists, of whom 85% are general practitioners (______)                                             Incidence of Claims Year            Incidence of claims             Incidence of claims             Total Incidence                       for which                            that were closed                       of claims                 payment was made                  without payment    2003               .89%                                    1.97%                                 2.86% 2002               .92%                                    2.25%                                 3.17% 2001               1.00%                                  2.37%                                 3.37% 2000               1.24%                                  2.64%                                 3.88% 1999               1.36%                                  2.60%                                 3.96% According to the above table, the incidence of claims that are closed without payment show a fall of roughly 0.04% - 0.28% in a given year while incidence of claims for which payment was made show a fall of approximately 0.10% on a given year. And although the total incidence of claims filed between the year ‘99 and ‘03 has fallen from 3.96% to 2.86%, which is a fall of only 1.10% within five years. According to the survey conducted by the ADA this percentage is likely to rise as additional claims are reported and those currently filed are settled. Severity of Claims These severity statistics reflect the claims experience of 13 professional liability insurance companies that together insure 101,144 dentists, of whom, 82% are general practitioners (______)                                         Severity of Claims Year                Weighted Average         Highest           Lowest 2003                       $14,458                $30,128            $943 2002                       $17,363                $28,000            $2,839 2001                       $16,550                $37,795            $4,366 2000                       $18,365                $38,688            $2,489 1999                       $17,803                $27,000            $1,219 With reference to the above table one might think that the cost involved in malpractice claims is surprisingly low; yet according to the survey conducted by the ADA, insurance companies often recommend dentists to purchase policies that cover at least $1 million for a single claim. The reason that insurance companies to recommend such policies is on the chances of a claim being extremely severe. It is also important to understand that the cost involved in the above table also includes attorney fees and the claims for which payment was not made. Although the weighted average and lowest cost appears to have lowered from the year 1999 to 2003, it has lowered in a fluctuating manner, therefore it is highly likely that the cost could rise again as additional claims are filed and those currently filed are settled as mentioned in the incidence of claims section. Whereas t It should be noted that the highest cost of severity of claims has increased from $27,000 to $30,000 between the year 1999 and 2003.

Rakesh219 wrote:

Hi Feebs11, first of all thanks for  your help...but i didnt quite understand the changes you did to this para....the last few lines... "According to the above table, the incidence of claims that are closed without payment show a fall of roughly 0.04% - 0.28% in a given year while incidence of claims for which payment was made show a fall of approximately 0.10% on a given year. And although the total incidence of claims filed between the year ‘99 and ‘03 has fallen from 3.96% to 2.86%, which is a fall of only 1.10% within five years. According to the survey conducted by the ADA this percentage is likely to rise as additional claims are reported and those currently filed are settled." and the reason the table is in that manner is because it was formated/written in the exact manner in the source document. Changing it in anyway would result to plagarism according to my professor.