There was a song with this text, made by a black guy named Tongue Forrest.
Its title: "And you've got the F... nerve to call me coloured".
It's from 1996 and the style is house.
There even was a music video, in which he put little white cones into
the situations mentioned above (cold, sun, sick and so on) and they
change colours.
The cones have 2 black eyes, so they look like those guys from the ku-klux-klan.