Thanks Tanit.
My confusion might be rooted in the rule that says we can't use the possesion have/has in the present progressive: I am having a car (wrong).
I have a car (correct).
But I was really driven by intuition rather than a formal rule. This intuiton might be rooted in the rule that you menitoned because I learened it years and years ago.
But how about this:
Speaker A: Hey! I would like to talk to you. Do you have a break now?
Speaker B: Hmmm, yes I do. (I do have a break = I have a break now). Yes, I actually have a break now.
To me, speaker B sounds correct. If I am right, then the difference between
a. I have a break now.
b. I am having a break now.
is that (a) might mean that I am just starting my break, where as (b) is in the middle of his break.
Is my intuition on this right?
If not, is it ever possible to use "I have a break now" in a different context? Can you think of one?
Thanks