I would like to thank you for your edition.However, I cannot understand/ have not understood/have not been understanding the logic of your edition.Could you ...' b. am not able to understand
I was reading the thread and wanted to offer a little direction. I sawa that were given a link about tenses of verbs. Let me offer another:
"In English, there are three basic tenses: present, past, and future. Each has a perfect form, indicating completed action; each has a progressive form, indicating ongoing action; and each has a perfect progressive form, indicating ongoing action that will be completed at some definite time." - http://leo.stcloudstate.edu/grammar/tenses.html
You indicated that you picked "letter b" as the one you will use. There is only one small problem with that: to say, " I am not able to understand" implies that you have some kind of mental deficiency. It is better to say:
a. I did not understand. . . Perfect form - past -or-
b. I do not understand. . . Progressive form - present