Help using commas commas and more commas...

I'm biting my tongue - if my own father weren't from Arkansas, I'd make a snide comment about literacy and Arkansas... As you probably know, it has a less-than-stellar reputation for that. But it wouldn't be kind to do so and not at all fair to generalize. I'd add a comma after a state even at blueline.

What's the rule for Canadian provinces? e.g., Do you find Toronto, Ontario, to be very cold in the winter?

Oh sorry! Blueline is the final proof from the printer before your product is printed (or "goes to press"). Once you're "at blueline" in a print production schedule, the press is ready to roll and you're doing the final, final check. In the days before digitial priting, a change at blueline was very expensive, because they would have to redo the plates. Now, it's not so much, but you'll still incur additional charges for making changes at that point. So when I say "I'd make the change at blueline" it means I feel strongly enough about it that I'd take on the extra charge for making the change because I really think it needs to be there.

What about England? Do you write "First we go to Harrogate, Yorkshire, and then on to York"?

Grammar Geek wrote:

Perhaps this is another American thing, but here you always put a comma before AND after the state name when a city name is also included.

Can you help with the correct punctuation of the sentences below?  I am leaning toward the third sentence as the correct answer.

Wade Urban and, I believe, Mike Krzyzewski were two of the guys running along side me.

Wade Urban and, I believe Mike Krzyzewski, were two of the guys running along side me.

Wade Urban and I believe Mike Krzyzewski were two of the guys running along side me.

I would appreciate the help.