I think all of these possibilities are fine in conversation, and as a secondary understanding they can mean different things.
A. What if I go.... (repeated action) / What if I ____ for the rest of the year? (next week, the week after, the week after that, etc...)
B. What if I went (completed action) / What if I had ___? (What if I had eaten healthier meals?)
Answer, I wouldn't be fat. So now, "What (would have happened) if I had eaten healthier meals?
C. What if I went down the road and hit someone, will I be at fault? (1 time event, not repeated)
In context, since laws are meant to be obeyed/followed, they aren't going to change much. What if you
1 were to go down that road 5 times and hit a different person each time,
2 would you be at fault once or five times?
You
would be at fault 5 times, or you
would be at fault 0 times. If you went down a 6th time, and you
1 were at fault for the other times, it's likely you
2 would be found at fault yet again.
Would you mind not going down that road and hitting someone a 7th time?
So, to sum up:
1. If you
were to go down that road and hit someone, you
would (be at fault / not be at fault).
2. If you go down that road and hit someone, you will (be at fault / not be at fault).
If I
were you, I
wouldn't take any chances. Go down a different road, and you will be safer and not at fault for anything.
For more,
http://esl.about.com/library/grammar/blconditionals.htm