<?xml version="1.0" encoding="UTF-8" ?>
<rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" xmlns:wfw="http://wellformedweb.org/CommentAPI/"><channel><title>ESL, Business and Finance English</title><link>http://www.englishforums.com/English/BusinessFinanceEnglish/Forum33.htm</link><description>Meetings, negotiations, marketing and international trade are only some of the areas you can find here.</description><dc:language>en</dc:language><generator>CSMOD (Build: 3191.21962)</generator><item><title>Re: Proofreading here please!</title><link>http://www.englishforums.com/English/ProofreadingHerePlease/grnvx/post.htm#504965</link><pubDate>Thu, 24 Apr 2008 19:06:06 GMT</pubDate><guid isPermaLink="true">946f00bb-57d3-4b7b-a9a2-059b5341af52:504965</guid><dc:creator>Grammar Geek</dc:creator><slash:comments>0</slash:comments><comments>http://www.englishforums.com/English/ProofreadingHerePlease/grnvx/post.htm#504965</comments><wfw:commentRss>http://www.englishforums.com/English/comments33-504965.xml</wfw:commentRss><description>&lt;p&gt;This&amp;nbsp;is very long. I&amp;#39;ve highlighted anything that raised questions. 
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;div&gt;
&lt;p style="TEXT-ALIGN:center;" align="center"&gt;&lt;b&gt;&lt;span&gt;Start Your Financial Planning Now!&lt;/span&gt;&lt;/b&gt;&lt;/p&gt;
&lt;p style="TEXT-ALIGN:center;" align="center"&gt;&lt;b&gt;&lt;span&gt;Your Financial Future Depends On It!&lt;/span&gt;&lt;/b&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;Financial planning is easier and &lt;font style="BACKGROUND-COLOR:#ffff99;"&gt;funny&lt;/font&gt; &lt;strong&gt;more enjoyable?? &lt;/strong&gt;when you make your own plan.&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;&lt;font style="BACKGROUND-COLOR:#ffff99;"&gt;It doesnât matter your age never is&lt;/font&gt; &lt;strong&gt;No matter what your age, it&amp;#39;s never &lt;/strong&gt;too soon or too late to make your financial plan, but now undoubtedly is better than later. Our free financial planning advice &lt;font style="BACKGROUND-COLOR:#ffff99;"&gt;comprehends&lt;/font&gt; tools, selected information and resources to guide your steps as you build your financial plan.&lt;font style="BACKGROUND-COLOR:#ffff99;"&gt; Â¡&lt;/font&gt;You just need to start!&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;But, whatâs the rush? Pay attention please:&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;Recent researches have shown that &lt;font style="BACKGROUND-COLOR:#ffff99;"&gt;if you are from earth&lt;/font&gt; &lt;strong&gt;are there people here reading this who many not be?? &lt;/strong&gt;&lt;font style="BACKGROUND-COLOR:#ffff99;"&gt;thereâs a 99% probability that you lived or will live experiences&lt;/font&gt; &lt;strong&gt;I&amp;#39;d say there&amp;#39;s a 100% probability we&amp;#39;ll have &amp;quot;experiences&amp;quot; &lt;/strong&gt;such as: &lt;strong&gt;Say something like &amp;quot;The vast majority of us will experience at least one, if not several, of the following.&amp;quot; Keep them parallel (-ing words to start each one), don&amp;#39;t use commas, and do NOT end with etc., etc., etc.&amp;nbsp; You may want to group them - family ones together, education/professional ones together. By the way, what about paying for a child&amp;#39;s wedding? In the US, that&amp;#39;s a pretty major expense too!&lt;/strong&gt;&lt;/span&gt;&lt;/p&gt;&lt;span&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div&gt;
&lt;p&gt;&lt;span&gt;&lt;span&gt;Â·&lt;span&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;strong&gt;Obaining &lt;/strong&gt;a &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span&gt;&lt;strong&gt;master&amp;#39;s&lt;/strong&gt; degree and/or doctorate, &lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;&lt;span&gt;Â·&lt;span&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span&gt;your weeding, &lt;strong&gt;not everyone has a garden. :) I think you mean wedding. Getting marriede&lt;/strong&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;&lt;span&gt;Â·&lt;span&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span&gt;the purchase of &lt;strong&gt;a &lt;/strong&gt;car and/or house, &lt;strong&gt;purchasing a car or home&lt;/strong&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;&lt;span&gt;Â·&lt;span&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span&gt;&lt;font style="BACKGROUND-COLOR:#ffff99;"&gt;the dreamed trip,&lt;/font&gt; &lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;&lt;span&gt;Â·&lt;span&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span&gt;&lt;font style="BACKGROUND-COLOR:#ffff99;"&gt;expecting your baby (or perhaps babies), &lt;/font&gt;&lt;strong&gt;having a child&lt;/strong&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;&lt;span&gt;Â·&lt;span&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span&gt;your dismissal in the last downsizing, &lt;strong&gt;losing a job&lt;/strong&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;&lt;span&gt;Â·&lt;span&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span&gt;your business bankruptcy, &lt;strong&gt;going bankrupt&lt;/strong&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;&lt;span&gt;Â·&lt;span&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span&gt;the unexpected lawsuit, &lt;strong&gt;being subject to litigation &lt;/strong&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;&lt;span&gt;Â·&lt;span&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span&gt;the childrenâs education,&amp;nbsp; &lt;strong&gt;educating your children&lt;/strong&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;&lt;span&gt;Â·&lt;span&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span&gt;that unfortunate accident, &lt;strong&gt;being invovled in an accident&lt;/strong&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;&lt;span&gt;Â·&lt;span&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span&gt;your divorce, &lt;strong&gt;getting divorced&lt;/strong&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;&lt;span&gt;Â·&lt;span&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span&gt;your widowhood, &lt;strong&gt;losing a spouse&lt;/strong&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;&lt;span&gt;Â·&lt;span&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span&gt;your retirement, &lt;strong&gt;retiring&lt;/strong&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;&lt;span&gt;Â·&lt;span&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span&gt;caring your elderly parents (who &lt;font style="BACKGROUND-COLOR:#ffff99;"&gt;obviously &lt;/font&gt;hadnât a financial plan), &lt;strong&gt;why obviously? &lt;/strong&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;&lt;span&gt;Â·&lt;span&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span&gt;your long illness, &lt;strong&gt;experiencing a prolonged illness&lt;/strong&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;&lt;span&gt;Â·&lt;span&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span&gt;etc, etc, etc&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;&lt;span&gt;Â·&lt;span&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span&gt;finally your death (this one has a 100% probability).&lt;/span&gt;&lt;/p&gt;&lt;/div&gt;&lt;span&gt;&lt;/span&gt;&lt;span&gt;&lt;/span&gt;&lt;span&gt;Even more interesting is that it has been shown that there is a 100% probability that you will need money to afford those experiences. Therefore and considering these findings, we believe that is prudent to begin your financial planning today. Sarcastic but true, right?&lt;/span&gt; &lt;strong&gt;You know what? This tone is offensive. I don&amp;#39;t need to be told that I need money to pay for something, and the sarcasm, so freely acknowledged, would cause me say &amp;quot;screw this&amp;quot; and stop reading.&lt;/strong&gt; 
&lt;p&gt;&lt;span&gt;If the fear arises when youâre thinking about these issues, you are not alone. I was so scared that I didnât want to get married until achieve financial security. Fortunately I heard about the benefits of financial planning and understood that:&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;&lt;/span&gt;&amp;nbsp;&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;&lt;span&gt;financial security is not achieved overnight,&lt;/span&gt; 
&lt;li&gt;&lt;span&gt;is a personal process, and &lt;/span&gt;
&lt;li&gt;&lt;span&gt;the sooner and better youâre organized, &lt;strong&gt;the shorter&lt;/strong&gt;&amp;nbsp;the process &lt;strike&gt;is shorter&lt;/strike&gt;&lt;/span&gt;&lt;/li&gt;&lt;/ul&gt;
&lt;p&gt;&lt;span&gt;When we started our family financial planning my &lt;font style="BACKGROUND-COLOR:#ffff99;"&gt;bride &lt;/font&gt;and I wanted to do it independently to avoid receiv&lt;strong&gt;ing&lt;/strong&gt; biased advice&lt;strike&gt;s&lt;/strike&gt; and because&lt;strong&gt;,&amp;nbsp;as CPAs,&lt;/strong&gt; we thought &lt;strong&gt;we would be &lt;/strong&gt;&lt;strike&gt;were &lt;/strike&gt;able to do it. This decision gave us enough flexibility in our planning but also forced us to research &lt;font style="BACKGROUND-COLOR:#ffff99;"&gt;and select &lt;/font&gt;&lt;font style="BACKGROUND-COLOR:#ffff99;"&gt;tons &lt;/font&gt;of information. &lt;font style="BACKGROUND-COLOR:#ffff99;"&gt;Anyway&lt;/font&gt;, we had to talk to a tax specialist and an insurance broker but they were timely advice&lt;font style="BACKGROUND-COLOR:#ffff99;"&gt;s&lt;/font&gt; because we had &lt;font style="BACKGROUND-COLOR:#ffff99;"&gt;clear &lt;/font&gt;where we wanted to go.&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;We enjoyed a lot our financial planning because &lt;strong&gt;we had a dream&lt;/strong&gt; and knew what to &lt;strong&gt;do to &lt;/strong&gt;make our dreams come true. &lt;font style="BACKGROUND-COLOR:#ffff99;"&gt;Now thatâs the challenge we live with a lot of faith and hope and because we know that every step we take is worthwhile.&lt;/font&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;Now you can do your financial planning with the same tools, information and resources we used. And the best is youâll learn at the same time that youâre planning your financial success. Ready? Letâs start! :&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;Financial planning classes. Donât miss these classes, the fundamentals are here. -- &lt;strong&gt;I stopped reading here. Perhaps someone else will finish. &lt;/strong&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;&lt;/span&gt;&lt;span&gt;Ways to earn extra income. Itâs sad to realize you donât have or wonât have enough to reach your goals, but with this information you can find suitable options for you&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;Debt management and planning. Letâs face it, we often spend more than we gain, learn to manage and pay your debts instead of being managed by your debts.&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;Insurance planning. If you know the risks you run, why donât transfer them?&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;Retirement planning. Living too long is a risk too, and even worse when you outlive your savings&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;Investment planning. It feels good having money working for you instead of you working for it. Â¡Discover your investorâs profile!&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;Tax planning. Optimize and take advantage of your tax obligations.&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;Estate planning. Donât let death or physical disabilities prevent you to make decisions about your finances. Â¡Be one step ahead!&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;Financial planning resources. Are easy to use and will help you in your financial planning steps.&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;Financial planning magazine. Keep up to date with our articles, offers and novelties related to financial planning. &lt;/span&gt;&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>Proofreading here please!</title><link>http://www.englishforums.com/English/ProofreadingHerePlease/grndz/post.htm</link><pubDate>Thu, 24 Apr 2008 17:16:05 GMT</pubDate><guid isPermaLink="true">946f00bb-57d3-4b7b-a9a2-059b5341af52:504939</guid><dc:creator>Anonymous</dc:creator><slash:comments>1</slash:comments><comments>http://www.englishforums.com/English/ProofreadingHerePlease/grndz/post.htm</comments><wfw:commentRss>http://www.englishforums.com/English/comments33-504939.xml</wfw:commentRss><description>Hi! I would appreciate if I could get the opinion of a proofreader for this article translated from spanish, please tell me what I need to correct. Thanks for your time!&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;div&gt;



&lt;p style="text-align:center;" align="center"&gt;&lt;b&gt;&lt;span&gt;Start Your Financial Planning Now!&lt;/span&gt;&lt;/b&gt;&lt;/p&gt;&lt;p style="text-align:center;" align="center"&gt;&lt;b&gt;&lt;span&gt;Your Financial Future Depends On It!&lt;/span&gt;&lt;/b&gt;&lt;/p&gt;



&lt;p&gt;&lt;span&gt;Financial planning is easier and funny when you make
your own plan.&lt;/span&gt;&lt;/p&gt;



&lt;p&gt;&lt;span&gt;It doesnât matter your age never is too soon or too
late to make your financial plan, but now undoubtedly is better than later. Our
free financial planning advice comprehends tools, selected information and
resources to guide your steps as you build your financial plan. Â¡You just need
to start!&lt;/span&gt;&lt;/p&gt;



&lt;p&gt;&lt;span&gt;But, whatâs the rush? Pay attention please:&lt;/span&gt;&lt;/p&gt;



&lt;p&gt;&lt;span&gt;Recent researches have shown that if you are from earth
thereâs a 99% probability that you lived or will live experiences such as:&lt;/span&gt;&lt;/p&gt;&lt;span&gt;&lt;/span&gt;

&lt;/div&gt;&lt;div&gt;

&lt;p&gt;&lt;span&gt;&lt;span&gt;Â·&lt;span&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span&gt;your master degree and/or doctorate,
&lt;/span&gt;&lt;/p&gt;

&lt;p&gt;&lt;span&gt;&lt;span&gt;Â·&lt;span&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span&gt;your weeding, &lt;/span&gt;&lt;/p&gt;

&lt;p&gt;&lt;span&gt;&lt;span&gt;Â·&lt;span&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span&gt;the purchase of your car and/or
house, &lt;/span&gt;&lt;/p&gt;

&lt;p&gt;&lt;span&gt;&lt;span&gt;Â·&lt;span&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span&gt;the dreamed trip, &lt;/span&gt;&lt;/p&gt;

&lt;p&gt;&lt;span&gt;&lt;span&gt;Â·&lt;span&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span&gt;expecting your baby (or perhaps babies),&lt;/span&gt;&lt;/p&gt;

&lt;p&gt;&lt;span&gt;&lt;span&gt;Â·&lt;span&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span&gt;your dismissal in the last
downsizing,&lt;/span&gt;&lt;/p&gt;

&lt;p&gt;&lt;span&gt;&lt;span&gt;Â·&lt;span&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span&gt;your business bankruptcy,&lt;/span&gt;&lt;/p&gt;

&lt;p&gt;&lt;span&gt;&lt;span&gt;Â·&lt;span&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span&gt;the unexpected lawsuit,&lt;/span&gt;&lt;/p&gt;

&lt;p&gt;&lt;span&gt;&lt;span&gt;Â·&lt;span&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span&gt;the childrenâs education, &lt;/span&gt;&lt;/p&gt;

&lt;p&gt;&lt;span&gt;&lt;span&gt;Â·&lt;span&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span&gt;that unfortunate accident,&lt;/span&gt;&lt;/p&gt;

&lt;p&gt;&lt;span&gt;&lt;span&gt;Â·&lt;span&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span&gt;your divorce,&lt;/span&gt;&lt;/p&gt;

&lt;p&gt;&lt;span&gt;&lt;span&gt;Â·&lt;span&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span&gt;your widowhood,&lt;/span&gt;&lt;/p&gt;

&lt;p&gt;&lt;span&gt;&lt;span&gt;Â·&lt;span&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span&gt;your retirement, &lt;/span&gt;&lt;/p&gt;

&lt;p&gt;&lt;span&gt;&lt;span&gt;Â·&lt;span&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span&gt;caring your elderly parents (who
obviously hadnât a financial plan),&lt;/span&gt;&lt;/p&gt;

&lt;p&gt;&lt;span&gt;&lt;span&gt;Â·&lt;span&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span&gt;your long illness,&lt;/span&gt;&lt;/p&gt;

&lt;p&gt;&lt;span&gt;&lt;span&gt;Â·&lt;span&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span&gt;etc, etc, etc&lt;/span&gt;&lt;/p&gt;

&lt;p&gt;&lt;span&gt;&lt;span&gt;Â·&lt;span&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span&gt;finally your death (this one has a 100%
probability).&lt;/span&gt;&lt;/p&gt;

&lt;/div&gt;

&lt;span&gt;&lt;/span&gt;&lt;span&gt;&lt;/span&gt;&lt;span&gt;Even more interesting is that it has been shown that
there is a 100% probability that you will need money to afford those
experiences. Therefore and considering these findings, we believe that is
prudent to begin your financial planning today. Sarcastic but true, right?&lt;/span&gt;



&lt;p&gt;&lt;span&gt;If the fear arises when youâre thinking about these
issues, you are not alone. I was so scared that I didnât want to get married
until achieve financial security. Fortunately I heard about the benefits of
financial planning and understood that:&lt;/span&gt;&lt;/p&gt;

&lt;p&gt;&lt;span&gt;&amp;nbsp;&lt;/span&gt;&lt;/p&gt;

&lt;ul&gt;&lt;li&gt;&lt;span&gt;financial security is not achieved overnight,&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span&gt;is a personal process, and &lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span&gt;the sooner and better youâre organized the process is shorter&lt;/span&gt;&lt;/li&gt;&lt;/ul&gt;



&lt;p&gt;&lt;span&gt;When we started our family financial planning my bride
and I wanted to do it independently to avoid receive biased advices and because
being CPAs we thought were able to do it. This decision gave us enough
flexibility in our planning but also forced us to research and select tons of
information. Anyway, we had to talk to a tax specialist and an insurance broker
but they were timely advices because we had clear where we wanted to go.&lt;/span&gt;&lt;/p&gt;



&lt;p&gt;&lt;span&gt;We enjoyed a lot our financial planning because we
dreamed and knew what to make our dreams come true. Now thatâs the challenge we
live with a lot of faith and hope and because we know that every step we take is
worthwhile.&lt;/span&gt;&lt;/p&gt;



&lt;p&gt;&lt;span&gt;Now you can do your financial planning with the same
tools, information and resources we used. And the best is youâll learn at the
same time that youâre planning your financial success. Ready? Letâs start! :&lt;/span&gt;&lt;/p&gt;



&lt;p&gt;&lt;span&gt;Financial planning classes. Donât miss these classes,
the fundamentals are here.&lt;/span&gt;&lt;/p&gt;



&lt;p&gt;&lt;span&gt;Ways to earn extra income. Itâs sad to realize you
donât have or wonât have enough to reach your goals, but with this information
you can find suitable options for you&lt;/span&gt;&lt;/p&gt;



&lt;p&gt;&lt;span&gt;Debt management and planning. Letâs face it, we often
spend more than we gain, learn to manage and pay your debts instead of being
managed by your debts.&lt;/span&gt;&lt;/p&gt;



&lt;p&gt;&lt;span&gt;Insurance planning. If you know the risks you run, why
donât transfer them?&lt;/span&gt;&lt;/p&gt;



&lt;p&gt;&lt;span&gt;Retirement planning. Living too long is a risk too,
and even worse when you outlive your savings&lt;/span&gt;&lt;/p&gt;



&lt;p&gt;&lt;span&gt;Investment planning. It feels good having money
working for you instead of you working for it. Â¡Discover your investorâs
profile!&lt;/span&gt;&lt;/p&gt;



&lt;p&gt;&lt;span&gt;Tax planning. Optimize and take advantage of your tax
obligations.&lt;/span&gt;&lt;/p&gt;



&lt;p&gt;&lt;span&gt;Estate planning. Donât let death or physical
disabilities prevent you to make decisions about your finances. Â¡Be one step
ahead!&lt;/span&gt;&lt;/p&gt;



&lt;p&gt;&lt;span&gt;Financial planning resources. Are easy to use and will
help you in your financial planning steps.&lt;/span&gt;&lt;/p&gt;



&lt;p&gt;&lt;span&gt;Financial planning magazine. Keep up to date with our
articles, offers and novelties related to financial planning. &lt;/span&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item></channel></rss>