Search results for 'tag:Whom tag:Colons' matching tags 'Whom' and 'Colons'

Re: Memos show Clinton Turmoil Part 1

Feebs11 — Fri, 15 Aug 2008 12:47:13 GMT

Question: I would have written ''Clinton's turmoil''. Why didn't the author use apostrophe? It is a headline - they do not use standard grammar.

Question: Why is semicolon used instead of comma to separate the email addresses above? Addresses are better separated by semicolons - it establishes that they are different.

Question: Clinton didn't embrace Penn's approach because she did not consider it seriously. Therefore, what campaign aides were saying is redundant. They are the people to whom the journalists talked in order to find out what is happening.

Re: Challenges Involved in the Dentistry Field - page 2-3 - proof read

Feebs11 — Mon, 26 Nov 2007 01:48:57 GMT

Rakesh219 wrote:
Hi i would really appreciate it if you could proof read the page 2 &3 of my report "Challenges Involved in the Dentistry Field". I would really appreciate it if you could proof read my report and let me know if there are any mistakes or confusing sentences. Please let me know if i should add a comma or semicolon as i always make mistakes there. Thanks a lot.

P.S. the paranthesis is ment for placing my sources.....

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Trends in Liability Claims

As the rate of insurance increases so would the cost of dental care eventually. Factors like incidence and severity of claims, costs the involved in severity claims, and treatments and allegations involved in paid claims all affect the rate of insurance. For example, as more people file malpractice claims, so more insurance companies will charge for their policies to keep up with the growing cost of indemnity.

Incidents of Claims

These incidence statistics reflect the claims experience of 12 professional liability insurance companies that together insure 97,416 dentists, of whom 85% are general practitioners (______)

                                            Incidence of Claims
Year            Incidence of claims           Incidence of claims         Total Incidence
                    for which                        that were closed                     of claims
                payment was made                without payment
2003             .89%                                    1.97%                                 2.86%
2002             .92%                                    2.25%                                 3.17%
2001               1.00%                                2.37%                               3.37%
2000               1.24%                                2.64%                                 3.88%
1999               1.36%                                2.60%                                 3.96%

According to the above table, the incidence of claims that are closed without payment show a fall of roughly 0.04% - 0.28% in a given year while incidence of claims for which payment was made show a fall of approximately 0.10% on a given year. And although the total incidence of claims filed between the year â99 and â03 has fallen from 3.96% to 2.86%, which is a fall of only 1.10% within five years. According to the survey conducted by the ADA this percentage is likely to rise as additional claims are reported and those currently filed are settled.

Severity of Claims

These severity statistics reflect the claims experience of 13 professional liability insurance companies that together insure 101,144 dentists, of whom, 82% are general practitioners (______)

                                        Severity of Claims
Year                Weighted Average         Highest           Lowest
2003                       $14,458            $30,128          $943
2002                   $17,363                $28,000          $2,839
2001                   $16,550                $37,795            $4,366
2000                   $18,365              $38,688          $2,489
1999                   $17,803              $27,000          $1,219

With reference to the above table one might think that the cost involved in malpractice claims is surprisingly low; yet according to the survey conducted by the ADA, insurance companies often recommend dentists to purchase policies that cover at least $1 million for a single claim. The reason that insurance companies to recommend such policies is on the chances of a claim being extremely severe. It is also important to understand that the cost involved in the above table ~~also~~ includes attorney fees and the claims for which payment was not made. Although the weighted average and lowest cost appears to have lowered from the year 1999 to 2003, it has lowered in a fluctuating manner, therefore it is highly likely that the cost could rise again as additional claims are filed and those currently filed are settled as mentioned in the incidence of claims section. ~~Whereas t~~ It should be noted that the highest cost of severity of claims has increased from $27,000 to $30,000 between the year 1999 and 2003.

Usually chronological tables run from top to bottom [oldest first, newest last]. Is there a particular reason for doing it the way you have?

Challenges Involved in the Dentistry Field - page 2-3 - proof read

Rakesh219 — Sun, 25 Nov 2007 18:32:37 GMT

Hi i would really appreciate it if you could proof read the page 2 &3 of my report "Challenges Involved in the Dentistry Field". I would really appreciate it if you could proof read my report and let me know if there are any mistakes or confusing sentences. Please let me know if i should add a comma or semicolon as i always make mistakes there. Thanks a lot.

P.S. the paranthesis is ment for placing my sources.....

----------------------------------
Trends in Liability Claims

As the rate of insurance increases so would the cost of dental care eventually. Factors like incidence and severity of claims, cost involved in severity claims, and treatments and allegations involved in paid claims all affect the rate of insurance. For example, as more people file malpractice claims the more insurance companies will charge for their policies to keep up with the growing cost.

Incidents of Claims

These incidence statistics reflect the claims experience of 12 professional liability insurance companies that together insure 97,416 dentists, of whom, 85% are general practitioners (______)

                                            Incidence of Claims
Year            Incidence of claims           Incidence of claims         Total Incidence
                    for which                        that are closed                     of claims
                payment was made                without payment
2003             .89%                                    1.97%                                 2.86%
2002             .92%                                    2.25%                                 3.17%
2001               1.00%                                2.37%                               3.37%
2000               1.24%                                2.64%                                 3.88%
1999               1.36%                                2.60%                                 3.96%

According to the above table the incidence of claims that are closed without payment show a fall of roughly 0.04% - 0.28% in a given year while incidence of claims for which payment was made show a fall of approximately 0.10% on a given year. And although the total incidence of claims filed between the year â99 and â03 has fallen from 3.96% to 2.86%, which is a fall of only 1.10% within five years, according to the survey conducted by ADA this percentage is likely to rise as additional claims are reported and those currently filed are settled.

Severity of Claims

These severity statistics reflect the claims experience of 13 professional liability insurance companies that together insure 101,144 dentists, of whom, 82% are general practitioners (______)

                                        Severity of Claims
Year                Weighted Average         Highest           Lowest
2003                       $14,458            $30,128          $943
2002                   $17,363                $28,000          $2,839
2001                   $16,550                $37,795            $4,366
2000                   $18,365              $38,688          $2,489
1999                   $17,803              $27,000          $1,219

With reference to the above table one might think that the cost involved in malpractice claims is surprisingly low; yet according to the survey conducted by ADA insurance companies often recommend dentist to purchase policies that cover at lest $1 million for a single claim. The reason for insurance companies to recommend such policies is on the chances of a claim being extremely severe. It is also important to understand that the cost involved in the above table also includes attorney fees and the claims for which payment was not made. Although the weighted average and lowest cost appears to have lowered from the year 1999 to 2003 it has lowered in fluctuating manner, therefore it is highly likely that the cost could rise again as additional claims are filed and those currently filed are settled as mentioned in the incidence of claims section. Whereas the highest cost of severity of claims has increased from $27,000 to $30,000 between the year 1999 and 2003.

Re: a dedication

Yoong Liat — Sun, 14 Oct 2007 12:36:45 GMT

Cool Breeze wrote:
Yoong Liat wrote:
Masaj wrote:
Help me with this format semi colon use and who/whom. Dedicated to my mom, who always believed in me, and to my two sons, David and Matthew who I believe in.

Dedicated to my mom, who always believes in me, and to my two sons, David and Matthew, whom I believe in.

Hi YL

How do you know that the mother is still alive? Who and whom are both correct when the preposition is at the end of the relative clause.

CB

You're right. I was presuming that the mother is still alive. If she has already passed away, then 'believed' would be the word to use. I would suggest that Masaj let us know whether his/her mother is still alive so that we can decide which verb to use.

The use of 'whom' is formal from what I've gathered from English usage books. 'Who' is also correct, according to some English usage books.

Re: a dedication

Cool Breeze — Sat, 13 Oct 2007 19:19:43 GMT

Yoong Liat wrote:
Masaj wrote:
Help me with this format semi colon use and who/whom. Dedicated to my mom, who always believed in me, and to my two sons, David and Matthew who I believe in.

Dedicated to my mom, who always believes in me, and to my two sons, David and Matthew, whom I believe in.

Hi YL

How do you know that the mother is still alive? Who and whom are both correct when the preposition is at the end of the relative clause.

CB

Re: a dedication

Yoong Liat — Sat, 13 Oct 2007 18:40:07 GMT

Masaj wrote:
Help me with this format semi colon use and who/whom. Dedicated to my mom, who always believed in me, and to my two sons, David and Matthew who I believe in.

Dedicated to my mom, who always believes in me, and to my two sons, David and Matthew, whom I believe in.

a dedication

Masaj — Sat, 13 Oct 2007 18:15:42 GMT

Help me with this format semi colon use and who/whom.

Dedicated to my mom, who always believed in me, and to my two sons, David and Matthew who I believe in.

Re: Help Me

Philip — Wed, 15 Aug 2007 15:20:53 GMT

Cherrypie10 wrote:
I canât think of a better site name before so Iâve decided to name it after the two of my favorite dogs. Cherry and Pie are two of our family dogs, [;] they're the oldest so they're the one ~~whom~~ I love the most.

Is that correct?

A semicolon keeps it from being a "run-on" sentence.

I would use 'two' rather than 'ones', but many people use the plural form of 'one'.

No relative pronoun is necessary, but I wouldn't use 'whom' when referring to animals.

Re: Please help with motivation letter

Triquediqual — Sat, 07 Jul 2007 14:58:48 GMT

Mimoi2 wrote:
Does anyone have any suggestions for this motivation letter? Anything would be really appreciated!

Name

Address1

Address2

Phone

Date

To Whom It May Concern: I would put a comma after the Concern rather than the semi-colon.

With this letter I would like to express my interest in a position in the Global Risk Talent Programme. I am a graduate of the University of Florida. I graduated with a Bachelorâs degree in Electrical engineering in 2002, and a Masterâs degree in Electrical engineering in 2004. After careful thought and consideration, I <Omit the Have>decided to undergo a career change. I am now in the process of becoming an associate actuary. I am originally from Suriname, which is in South America, and I speak fluent Dutch and English. You keep on saying " I am", I think you should vary between "I'm and I am", eg. I'm originally from Suriname.

What attracted me to engineering was the amount of mathematics involved. Math and numbers have always been my first passion. Recently I became more interested in using my math skills in other ways, in particular I have become interested in the Actuary sciences. I am a highly analytical person, and when it comes to problem solving I am as good, or better than anyone else. I <Omitted> started the process of becoming an associate actuary by studying for the first two exams (Probability and Financial Mathematics) and by starting the process of VEE credits by taking Economics, Accounting, Finance, and Probability classes while also employed full-time. My first actuary exam is in November and the second one is in December of this year. I am confident that I will pass both examinations on the first try. I believe that my education in electrical engineering has sharpened my analytical skills, and has challenged me to always give my all and perform well. I believe the design methodologies that I have mastered during my education will prove to be extremely useful in analyzing and managing risks. Again, you keep saying "I am", vary with " I'm". You also keep on saying "I.....<word> have" a lot and should be varied as you repeat yourself over and over here, and you like to use the word "that" in conjunction with "I am" as well a lot and it becomes repetitive and dull to read. Apart from this, you have the paragraph spot on I think.

What attracts me to the field of Risk analysis are the challenges involved. Challenge is what motivates me. The more complex the problem, the more motivated I am to solve it, and the more motivated I am, the more positive the outcome. During my education, it has always been the Mathematics courses and the Statistics Courses for which I received Aâs. Out of the six mathematics courses I took, I had 5 Aâs and 1 B+, while I had Aâs for both Statistics courses I took in college. I believe this will pay off in the risk management and analysis industry. My long-term goal is to become a Fellow of the Society of Actuaries, specializing in the financial industry, particularly in Insurance. I realize this will take a few years to achieve, but I'm willing to put more of my time and energy into it, because I've finally found something that I will truly enjoy. To me there is nothing more exciting than having to work on complex, analytical and mathematical problems as part of your career. I believe that being part of the Global Risk Talent Progamme at company1 will be a major factor in achieving my goals by giving me hands on experience and training in the field. I am particularly interested in the Finance industry because everything around us in this world revolves around Finances. Insurance particularly interests me, because that is societyâs most powerful answer for managing risk. The same problems exist here with I am, I have, I believe I whatever. Don't get me wrong it's not a major problem but if you look at the adjustment of "I've above, it comes off the tongue easier than having a lot of little scrambled words which makes the sentence sound better. Like I said, it's nothing to worry about. It's still grammatically correct.

Through living in the United States and growing up in Suriname, I have become fluent in English and Dutch. For these reasons I am entirely capable of integrating and working/studying in a multicultural environment such as company1. The University of Florida emphasizes team work, especially in a program like electrical engineering. Florida is also a very multi-cultural state and these experiences taught me to listen to people, to develop my leadership skills, and to take into consideration cultural differences.

You have already stated your fluent in English and Dutch.

Company1 represents the perfect environment for a young motivated woman who wishes to enter the finance sector. Company1 also embraces values to which I can relate and in which I can further enhance my skills. Company1's international position also represents an opportunity and an experience that I would like to be part of.
Nothing wrong here me thinks.

Overall, not a bad written letter, and you have made your point sufficiently. I think the problems I have listed should be taken with a grain of salt although I just didn't like reading the repetitive remarks constructed.

As for layout, it's superb. You have made sufficient conclusions and beginnings in the opening and concluding paragraphs and the in-between paragraphs have suitable points and finish the letter off brilliantly.

Hope that helps,

Triquediqual

Re: About the tenses 4

Grammar Geek — Wed, 16 May 2007 02:22:44 GMT

(a) She is not only a classmate but my very best friend whom I will never forget. (a) She is not only a classmate, but also my very best friend, whom I will never forget.

(b) After eating, we will go to bookstore to buy some magazines. Or, a magazine. After we eat would be more natural. Or After dinner, etc.

(c) Ali is wonderful, proud and lucky as my best friend. This is hard to fix. Do you mean that she is proud and lucky to be your friend? That sounds a little conceited.

(d) I thanked her for all the things that she has done for me. Okay. You can also omit the "that."

(e) That was one of the incidents, till now it's still embedded in my heart. Use more words to explain what you mean. Until now it's embedded, but it won't be after that? This is taken out of context, so it's hard to know what "That was one of the incidents" means.

(f) Beside that, we also have a same favourite food, KFC. Okay. You could also use a colon instead of a comma afer food.

(g) I have many friends everywhere but my best friend is Susan. We have been friends since Year Three. You can (and I would) put a comma after everywhere.