In what context, can I use ill afford?

Can I say it in the following?

You can ill afford to hire that tutor for your kids.

Yes, as in "he's too expensive"
Try out our live chat room.
I didn't expect the answer to be so specific. Thanks, anyway.

By the way, is it possible that the tutor has a poor track record?
Yes. He would be too risky.

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Thanks, MH.
Students: Are you brave enough to let our tutors analyse your pronunciation?
A lot of usage is financial, but not everything: