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I can form so many versions with 'Let's say', how do I know what is correct and what is not?

Are these correct? What do they mean?

1. Let's say I have this car for 4 years now, would I be able to get 40% discount?
2. Let's say I have this car for 4 years now, will I be able to get 40% discount?

3. Let's say I had this car for 4 years now, would I be able to get 40% discount?
4. Let's say I had this car for 4 years now, will I be able to get 40% discount?

For the sentences above, how do I know if I should use 'have' or 'had'? What do they mean when it is 'have' and when it is 'had' ? Also, should I use 'would' or will' ? How do I know which one I should use? What does it mean when it is 'would' and when it is 'will'?

5. Let's say I have had this car for 4 years now, would I be able to get 40% discount?
6. Let's say I have had this car for 4 years now, will I be able to get 40% discount?
Do I use 'would' or 'will' for #5 and #6? What do they mean when it is 'will' and when it is 'would' ? Also, I have 'have had' here, how does that compared to #1 and #3 in terms of meaning? How do I know which one to use? 'Have had' Or Just 'Have' or ' Had' ?

7. Let's say I had had this car for 4 years , would I be able to get 40% discount?
8. Let's say I had had this car for 4 years , will I be able to get 40% discount?

Do you guys have some webpages where I can read about this?

Thank you very much.Emotion: smile
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Comments  (Page 2) 
Whoa gang, whoa!!