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Please Native speaker, Is this something a native speaker would say?

Is it natural to say "payment goes through"?
The payment didn't go through. Try using another credit card.
I paid my subscription via paypal and a message error popped up saying my payment hadn't gone through.

Thank you so much
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Yes. All those versions are correct and commonly heard.

Rover
Comments  
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Hi Rover,
Would you use "payment" or "transaction"?

Is it correct to say " It's too late to change the charge amount."?

The payment/ transaction has already gone through. It's too late to change the charge amount.

Thank you
Hello Rover,

Could you let me know what you think please?
I'd say

'The payment/transaction has already gone through. It's too late to change the amount charged.'
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Paid his initial Pymt online. He would like to know if the payment/transaction has gone through.