Students leave high school without learning the way how to manage their money. What are the reasons and solutions of this issue?

It is clear that a number of high school students in many countries have been lacking money managing skill. There are some reasons behind this issue, and numerous solutions can be applied by both families and schools to resolve it.

There are various reasons why teenagers lack the financial managing skill. First, in various countries, especially Asian ones, schools and teachers just focus on teaching academic subjects, such as math and chemistry, to help students achieve high scores for enrolling in universities. In addition, most of high school students still count on their parents on financial aspect as they do not have sufficient time to do part time jobs. Furthermore, their parents might not even manage money properly, so they do not teach their children about this skill. As a result, these students lack of knowledge as to how to use and manage money effectively, which is conducive to numerous difficulties when they have to live independently.

However, some measures could be introduced to help high school students have sufficient knowledge about financial managing skills. One of the effective solutions is that parents should give their children a certain amount of money monthly, and children have to do either household chores or a part time job if they spend all of this money. By doing this measure, these students will automatically find ways to spend the given money properly. Second, schools should introduce compulsory extra-curriculum activities about financial management. These solutions mentioned above might arm high school students with usefully practical knowledge about saving money and the significance of savings for their future, which might help them have a better life.

In conclusion, while a number of high school student still have insufficient knowledge as to managing money, families and school can equip these student with useful knowledge about this skill.

Hunghong Please help me review my IELTS essay.

It is clear that a number of (That is not a good introduction. There is very little meaning in "it is clear that". Poor style.) Many high school students in many countries have been lacking (wrong verb form. We do not use the progressive with stative verbs like "have") lack money managing skills. (There is more than one skill used to manage money. Can you mention one particular skill?) ) There are some reasons behind this issue, and numerous solutions can be applied by both families and schools to resolve it.

There are various reasons why teenagers lack the financial managing skill. (There is more than one!) First, in various countries, especially Asian ones, schools and teachers just focus on teaching academic subjects, such as math and chemistry, to help students achieve high scores for enrolling in universities. In addition, most of high school students (Wrong phrasing. e.g. - 1) "most senior-level employees" 2) most of the senior-level employees) still count on their parents for on financial aspect (wrong word) as they do not have sufficient time to do part time jobs. Furthermore, their parents might not even manage money properly, so they do not teach their children about this skill. (We teach skills - not "about skills" "About skills" means just the awareness that such skills exist. ) As a result, these students lack of knowledge (wrong phrasing. "These students lack the knowledge of money management.) as to how to use and manage money effectively, which is conducive to (wrong word - leads to) numerous difficulties when they have to live independently.

However, some measures could be introduced to help high school students have sufficient knowledge about financial managing skills. this.(You repeat these words too much. Use pronouns. ) One of the effective solutions is that parents should give their children a certain amount of money monthly, and children have to do either household chores or a part time job if they spend all of this money. By doing this measure, these students will automatically find ways to spend the given money properly. Second, schools should introduce compulsory extra-curriculum activities about financial management. These solutions mentioned above might arm high school students with usefully practical knowledge about saving money and the significance of savings for their future, which might help them have a better life.

In conclusion, while a number of high school student still have insufficient knowledge as to managing money, families and school can equip these student with useful knowledge about this skill.


Your essay would be much improved if you give personal examples on specific money management skills.

Here are some examples

Skill 1) making a written budget every month
Skill 2) sticking to the budget
Skill 3) fiscal restraint and deferred gratification
Skill 4) Planning for high-cost future expenses such as university fees, retirement,
SKill 5) Negotiating for higher income

Basic Knowledge:

1. debt - credit, credit cards and loans
2. savings and compound interest
3. the "rainy day" or emergency fund
3. The value of giving back.

I have rewritten my essay based on your corrections. Please help me review it. Thank you very much and have a nice day Emotion: smile


Many high school students lack money managing skills such as sticking to the budget. There are some reasons behind this, and numerous solutions can be applied by both families and schools to resolve it.

There are various reasons why teenagers lack financial managing skills. First, in various countries, especially Asian ones, schools and teachers just focus on teaching academic subjects, such as math and chemistry, to help students achieve high scores for enrolling in universities. In addition, most senior-level employees still count on their parents for financial aid as they do not have sufficient time to do part time jobs. Furthermore, their parents might not even manage money properly, so they do not teach their children about this. As a result, these students lack knowledge as to how to use and manage money effectively, which leads to numerous difficulties when they have to live independently.

However, some measures could be introduced to help high school students have sufficient knowledge about this. One of the effective solutions is that parents should give their children a certain amount of money monthly, and children have to do either household chores or a part time job if they spend all of this money. By doing this, these students will automatically find ways to spend the given money properly. Second, schools should introduce compulsory extracurricular activities about managing money. These solutions might arm high school students with usefully practical knowledge about saving money and the significance of savings for their future, which might help them have a better life.

In conclusion, while a number of high school student still have insufficient knowledge as to managing money, families and school can equip these student with useful knowledge about this.

Students: We have free audio pronunciation exercises.

It is better, but senior-level employees like the president of an international company, usually do not depend on their parents for money. They earn a high salary of millions of dollars.. They also do not need part-time jobs.



Many high school students lack money managing skills such as making and sticking to a the budget. There are some reasons behind this, and numerous solutions can be applied by both families and schools to resolve it.

There are various reasons why teenagers lack financial managing skills. First, in various countries, especially Asian ones, schools and teachers just focus on teaching academic subjects, such as math and chemistry, to help students achieve high scores for enrolling in universities. In addition, most senior-level employees (Did Bill Gates of Microsoft and Steve Jobs of Apple count on their parents to give them money?) still count on their parents for financial aid as they do not have sufficient time to do part time jobs. (Why would Steve Jobs need a part-time job?) Furthermore, their parents might not even manage money properly, so they do not teach their children about this. As a result, these students lack knowledge as to how to use and manage money effectively, which leads to numerous difficulties when they have to live independently.

However, some measures could be introduced to help high school students have sufficient knowledge about this. One of the effective solutions is that parents should give their children a certain amount of money monthly, and children have to do either household chores or a part time job if they spend all of this money. By doing this, these students will automatically find ways to spend the given money properly. Second, schools should introduce compulsory extracurricular activities about managing money. These solutions might arm high school students with usefully practical knowledge about saving money and the significance of savings for their future, which might help them have a better life.

In conclusion, while a number of high school student still have insufficient knowledge as to managing money, families and school can equip these student with useful knowledge about this.