How to use "with reference" "with refer"?
a) With reference to our meeting today
b) With refer to our meeting today
Use this: a) With reference to our meeting today.

'With refer' is not an English phrase.
Can we use "Refer to our meeting today"? "Refer to our telephone conversation today"?
Students: Are you brave enough to let our tutors analyse your pronunciation?
In other situations, but not this. What you have now written is an imperative sentence, which might follow an explanation of something expressed in the meeting or telephone conversation.

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