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who can help me with the following sentence:

Please note that we cannot accept any payment whatsoever in cash in respect of any transaction except up to £10,000 or equivalent in the ‘Buy Now’ trade.

I'm confused by the meaning of "except up to £10,000".

My guess is "if the payment is less than £10,000, you can't pay in cash, if the payment is more than £10,000 , you can pay in cash". But I guess it's more often the other way round. Am I right?
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Please note that we cannot accept any payment whatsoever in cash in respect of any transaction except up to £10,000 or equivalent in the ‘Buy Now’ trade.

It means:
1. We cannot accept any payment in cash.
2. Only exception is on an amount up to 10,000 pounds (meaning less than or equal to 10,000) in the Buy Now trade.

The sentence is not very well constructed. Better way is:

Please note that we cannot accept any payment whatsoever in cash with respect to any transactions. The only exception is in a 'Buy Now' trade if the transaction amount is 10,000 pounds or less.
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We can accept cash payments up to £10,000 ,or equivalent in the ‘Buy Now’ trade.