Here is my question:

You’d better put your money in a bank .

A. despite it is useful B. although you don’t use it

C. in case you are stolen D. or it may be stolen

I opt "C. in case you are stolen" because I know that "A. despite it is useful" is not correct. I also think that B & C sound OK. However, they key is "D. or it may be stolen". I don't know why. Thanks in advance.
I would opt for D.

Because 'or it may be stolen' means if not ( = if you do not put your money in a bank ) it may be stolen.

For option C, I think it is incorrect because you cannot be stolen. ( I think the answer should be 'in case the money are stolen' )

All of these are my opinion...
I got it, Winmanlai. Thanks a lot for spending time with me.
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fireflysaigonYou’d better put your money in a bank .
Let's consider them in order.

A. 1. despite cannot be followed by a finite clause like "it is useful".

You would need "despite its being useful" or "despite the fact that it is useful".

2. The meaning doesn't fit with the rest of the sentence. despite is like even though.

It creates a contrast based on what is normally expected in a given situation.

If you use despite in this sentence, you are saying something like this:

I am very hungry, but that doesn't matter; I am going to eat anyway.

The whole sentence is based on the false idea that people don't eat when they are hungry.

So it doesn't make sense.

B. in case you are stolen implies that a thief is going to take you away, but the meaning

that you need here is that a thief might take the money away.

C. As with despite, although has to do with contrasts based on expectations. (See A2).

If you choose this answer, you're saying

You don't use your money, but that's not important; it's good to put it in the bank anyway.

This sentence is based on the false idea that

people don't put money in the bank when they are not using it.

So it doesn't make sense.

D. it refers to money, and as explained in B above, the money may be stolen if it is not in the bank.

So this one is the correct answer.

CJ
Hi, CalifJim!

Thanks for spending time with me. Your explanation is very excellent. I have learned a lot from you.
Me too. ^^
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