Credit card limits should be everyone’s lifeline

Rachael Lynn is based in Dubai and her debut book, “At Home Anywhere”, receives massive recognition and positive reviews when it was released November last year. The book offers great insights into the author’s life and her journey after leaving her native home in Canada and moving to the UAE.

Book on the author’s life and credit card spending

Rachael Lynn first worked at a store where she sold bagel and was getting paid around $8.25 per hour.

She had two jobs at the university: helping her uncle and aunt run their store and working as an event planner and stage manager. She said as soon as she graduated after studying human resources, she was hired to consult as an HR with her take-home pay around $23,000 per year. 

She now owns a Canadian credit card, which she pays out every day in a bid to boost her score. She said the most significant influence on her life regarding spending is her husband, as he has been able to help curtail her reckless spending habits.

With the publishing of her book costing her less than $10,000, Rachael said she now owns a savings account and sometimes doesn’t even have to touch the money in it. 

With the “credit card limits, don’t ignore please” at the back of her head, her saving habits have been 100%. She notes that she has been able to save during this coronavirus pandemic time.

Aside from writing, Rachel Lynn also holds different women empowerment summits and stays in Jumeirah islands with her loving husband.

Rachel Lynn notes that her husband has been a significant influence on her spending as anytime she thinks of spending from her credit card, he says, “credit card limits, don’t ignore please.”

“Credit card limits, don’t ignore” please helped Rachel’s spending

Rachael Lynn was born in New York, and while growing up, she lived with her single mom after her mum divorced her dad when she was about two years.

Things were pretty hard while growing up while enjoying the government’s benefits, which was known as food stamps. She was able to complete her high school education because an anonymous donor sponsored part of her training. 

While growing up, her grandfather sent her mother some cash to start up a herbal store, but things soon turned out for the worse, and the shop was closed after four years.

The mai didn’t work out was that she was involved in numerous odd jobs to make ends meet. Rachael said her spending habits were very reckless as she applied for a credit card to boost her score but ended up maxing out the card.

She finally made enough money to pay the minimum and applied for another one. Her main advice to her cousin’s spending is “credit card limits, don’t ignore please.”